Chartered Accountants can access the secure loans to construct new office premises. The CA
loan is customized to access office space and secure working capital. It helps for funding
costs of furnishing equipment.
Customized financing for Chartered Accountants allows availing up to Rs.25
lakh as principal.
Flexi Loan facility allows borrowers to reduce their EMIs.
Competitive interest rates allow customers to avail credits at reasonable
rates. The rate ranges between 14% and 15%.
Flexible tenure of repayment based on the business’s financial standing makes
No end-use restrictions help the chartered accountants proceed with the
objective of buying office equipment and furnishing.
Online account management facilities are a great assistant one can get with
Borrowers get the option of using the online portal to keep track of EMIs
alongside outstanding dues. The same platform is available for prepaying or
Efficient utilization of a CA Loan is favorable when one uses it as a part of
the business expansion.
Minimal CA loan interest rate allows individuals to acquire funds for
affording a skilled workforce.
Proof as to the professional Chartered Accountant.
Proof of practicing the trade successfully for at least two years.
Certificate to prove the CA as a licensed self-employed professional.
Proof of the CA license issued by the ICFAI.
Age should be a minimum of 21 and a maximum of 65 years. However, the age
range may vary depending upon the lender you are choosing to go ahead with.
Identity Proof-PAN Card of the /Firm/ individual/ Company.
KYC documents – Aadhaar Card/driving license//Passport/Voters ID card/ Pan
Residence Proof – Aadhaar Card/Passport/Voters ID Card/Driving
Bank Statements (last six months)
Attested copy of the Balance sheet and Profit & Loss details for the previous
Proof of Business -ITR / Trade license.
You may have to produce some additional documents demanded by the